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Buying a car can be an exciting experience but try not to make a on the spot decision that you may regret later.

Check the car price

Make sure you look at a number of cars and visit car dealerships to compare prices and quality. Check the newspapers, but bear in mind that nearly everyone advertises their car for more than its worth. When you contact a seller, its almost certain that the price will be negotiable.

Have the car checked out mechanically

A roadworthy certificate or pink slip is no foolproof indicator of reliability. Make sure you get a thorough mechanical inspection. When you finally make an offer, make it conditional on a positive independent report from your local motoring association or mechanic.

Test drive the car

Even if the car is mechanically sound, you should make sure that it feels right for you before committing to it. Take it for a test drive. This is your chance to discover whether you really feel comfortable driving it. Hows the visibility, the turning circle, reverse parking, the stereo, the aircon? Does the car suit you?

Check for prior ownership

Make sure that the car is on clear title. This means that the person who says they own the car, actually owns the car. If the car has been stolen or is under finance, you might lose it along with your money to the previous owner or the previous finance company.

Has the car been used as security for a car loan?

You should have a revs check done to see if the car is being used as security for somebody elses car loan. There is nothing wrong with that but you need to make sure the finance company will be paid out.

Compare the numbers

Compare the vehicle identification number (VIN) and engine number in the car with the registration certificates numbers. A popular scam is to get legitimate identification papers from a vehicle that has been written off and attach them to a stolen vehicle. You could end up with the worthless title to a wreck and lose the new car you thought you were buying.

Other things to keep in mind when buying a car privately

• You have no right to a refund if you change your mind. There is no cooling off period
• You dont get a warranty so you will be unable to have the seller fix anything that may be wrong once youve driven away
• Its up to you to check the credentials of your seller. Dont be afraid at the very least to ask them for a licence as proof of identity
• Make sure the car has a roadworthy certificate where this is necessary and allow for any additional repairs to the car in your budget
• Make your offer in writing. It only needs to be a note but it may help avoid disagreements later
• Make sure you get a receipt from a private seller

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